We are very proud to announce that your fire insurance rating for Willow Springs has been improved to a rating of 3! This means improved resources & service and a potential cost savings to you on your insurance premiums. Contact your agent today and inform them of your rating change.
ISO’s Public Protection Classification (PPC™) Program
To help establish appropriate fire insurance premiums for residential and commercial properties, insurance companies need reliable, up-to-date information about a community’s fire-protection services. ISO provides that information through the Public Protection Classification (PPC™) program.
What is the PPC™ program?
ISO collects information on municipal fire-protection efforts in communities throughout the United States. In each of those communities, ISO analyzes the relevant data using our Fire Suppression Rating Schedule (FSRS). We then assign aPublic Protection Classification from 1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area’s fire-suppression program doesn’t meet ISO’s minimum criteria.
By classifying communities’ ability to suppress fires, ISO helps the communities evaluate their public fire-protection services. The program provides an objective, countrywide standard that helps fire departments in planning and budgeting for facilities, equipment, and training. And by securing lower fire insurance premiums for communities with better public protection, the PPC™ program provides incentives and rewards for communities that choose to improve their firefighting services.
ISO has extensive information on more than 47,000 fire-responsive jurisdictions.
Benefits of the PPC™ Program for Communities
The Public Protection Classification (PPC™) program recognizes the efforts of the communities to provide fire protection services for citizens and property owners. A community’s investment in fire mitigation is a proven and reliable predictor of future fire losses. Insurance companies use PPC™ information to help establish fair premiums for fire insurance — generally offering lower premiums in communities with better protection. By offering economic benefits for communities that invest in their firefighting services, the program provides an additional incentive for improving and maintaining public fire protection.
The program also provides help for the fire departments and other public officials as they plan, budget for, and justify improvements.
The most significant benefit of the PPC™ program is its effect on losses. Statistical data on insurance losses bears out the relationship between excellent fire protection — as measured by the PPC™ program — and low fire losses. PPC™ helps communities prepare to fight fires effectively.
For more information…
on any topic related to the Public Protection Classification (PPC™) program or the Fire Suppression Rating Schedule, Contact ISO Mitigation, or call the ISO mitigation specialists at 1-800-444-4554.